If you are a newlywed like me and my husband, a lot of people are going to be asking you when the babies are coming! Both my husband and I have children from our previous relationships (1 boy each), they’re older (9 & 11). We definitely want more kids. Specifically a girl! We already picked out a name (middle name and all), but right now is not the right time for several reasons. There’s a lot of thinking and factors that play a role into that very IMPORTANT decision to have a baby. And you know what? That’s okay. It’s okay to want to be prepared and ready and not have babies right after getting married. Now both of our boys were not planned like we’re planning for this baby. My son was definitely an oopsie (an oopsie that turned into a blessing), but nevertheless an oopsie (I was 17 to help you get the picture). We want to be in a good place overall when our next baby arrives. We definitely don’t want to be struggling in any shape, way or form.
We just want to be READY!
The following are what we as a couple are doing to plan for a baby in our future.
1 Take care of your HEALTH
Right now, we are both nowhere close to being healthy. Our late work schedules along with parenting duties and just overall exhaustion have been our excuses from working out regularly, if at all. Our eating habits don’t help either, we have cut out eating out as much as we used to and slowly cutting out soda & junk food. To be honest, we have not consciously started this step yet. I’m giving us at least until our first year anniversary to slack off. I am going to start being intentional about living a healthy lifestyle after our 1 year anniversary and that’s when getting ready for baby body will start. (That’s in March people!).
Also, I have the suckiest immune system and I need to start filling up on some vitamins, supplements, etc.
It’s important to be healthy for your baby because your body is your baby’s home for it’s first 9 months of life and you want it to have the best possible home!
2 Pay off DEBT
This is kind of a no-brainer, but I’ll say it anyway. DEBT SUCKS! Big time! We know one thing. We don’t want to be in debt when baby comes, at least not credit card or loan wise. We’re okay with having a car payment and/or mortgage, just not any other unnecessary debt. I’m going to be very honest, I have a lot of debt from lots of credit cards and a couple personal loans from when I was struggling financially 4 years ago. Good news though, I have been on top of this step because I hate earning my paycheck only to have most of it disappear from all my debt payments. Also it doesn’t help that I love to shop, but I’ve been really good and have been having just enough spending money for necessities to pay off my debt as soon as possible.
Mini Celebration: I pay off my car & a $6,000 personal loan with the last payments being in January 2018. That’s four months away, but I’m super excited!
3 Have a decent amount SAVED UP
I can confidently say that my savings account is non-existent. Matt (my husband) is really good about having a decent amount in his savings account. He is currently working on having three times his monthly earnings in his savings account. I haven’t quite gotten there yet. My savings will begin when I get my tax return and then I will start building on it. But yes, our overall goal is to have at least three times our monthly earnings each in our savings account. This is important whether you’re planning to have a baby or not because emergencies happen all the time and having that cushion in our savings account will be extremely helpful. We feel like this is a necessary thing to have before we bring another human being into the world.
4 Have RELIABLE transportation
Matt got his brand new car a couple years ago and he got it with having more family in mind. So he’s all set there. I, on the other hand, have a 2010 Toyota Corolla that I love, but lately it’s been giving me little headaches that I fear will eventually turn into bigger, more expensive headaches. We have accepted that it might give up on us in a couple of years just because I drive so much for work that my poor car has so many miles on it for only being a 2010 model. She’s been really good to me though. Anyways, when and if she gives out on us, I will be getting a new car that’s reliable and a car that will accommodate our growing family.
5. Have ENOUGH ROOM for a baby
Right now, we are living in a 2 bedroom condo. Matt and I are in one room obviously and our 2 boys are in the other room. Our condo is small, but it’s perfect for just us. But it would definitely be too small for a growing family. With this in mind, we plan on staying in this condo for around 2 years to help with paying off our debt and getting our finances in order. And then we are planning on moving out to a bigger place, possibly a house with 3 rooms.
Bonus: Get your FINANCES in order!
Seriously, have a budget for everything and make sure to know what is coming in and out of your account. Just be an overall boss when it comes to your finances so that your are prepared for the unexpected and expected.
I hope these steps that Matt & I are planning on taking to prepare for having a baby were helpful to you.
I think once we have these 5 things done, we’ll both be able to confidently say “Okay, let’s do it, let’s have a baby!”.
Now, we can do all the planning in the world, but God has his plan and if an oopsie happens, then of course we’ll welcome a baby into our family and be super excited about it!
I guess only time will tell.
P.S. If you have any other tips in how you prepared or planned in having your baby, share it below, I’d love to know!